Christian Worship Visit

Christian Worship Visit

The Church of St. Francis of Assisi located at Midtown Manhattan and a parish of the Archdiocese in New York has their service on Sundays. The architectural style of this church is Gothic revival with pointed window frames and Gothic decoration inside and outside the building. The decorations include mosaics, stained glass windows and statues of the saints in several shrines. It is furnished in simple wooden pews with a well built altar as well as having a church organ. All members of this Catholic Church are expected to visit at least one of their services every Sunday. At the entrance of the Church just next to the door there is a stone bowl known as a stoup which contains holy water. Everyone entering the church for service has to dip their hands in the holy water and make the sign of the cross with it. After making this sign of the cross the worshipper faces the altar, kneels down and again makes the sign of the cross.

The service usually follows a similar pattern each week. In the first part of the service, readings are taken from the ‘Old Testament’ as well the ‘New Testament’ from the Holy Bible. These are read by different members of the congregation including even children some times. After these readings, the Priest will read another passage from a Gospel of the new testament of the Bible. This first segment of the service is mainly centered on hearing the word of God. The priest and his attendants proceed to the altar then the priest together with congregation participates in the Penitential Rite, which simply consists of acknowledging that each one is a sinner and have sinned in one way or the other in the course of the week. This is then followed by the rite of petitioning or litany where the phrase Lord, have mercy, is repeated as response to the priest’s litany, sometimes singly and at times triply as a public expression of shame and guilt for all sin against God.

A prayer and a hymn of adoration for God are done next comes a prayer which is addressed to all three persons of the Holy Trinity, and this prayer sets the mood for the remaining part of prayers as well as Bible readings during the service. What I read in  blog and saw in that church is that every service has their own distinctive prayers and readings selected by the Catholic Church and not the individual parish. Readings of the selected passages for the day are done by a qualified lector. After the readings, the congregation, that had been seated, stands up as the priest reads other passages of the holy Gospel. Because these passages are considered as the very words as well as deeds of Christ and must be respected, this respect is demonstrated by standing.

In the course of the service hymns as well as prayers are sung. The Catholic congregation believes that worshipping God and praying are performed together with the saints with Mary, Jesus’ mother, being one of the foremost important saints whom prayers are conducted with. The congregation at this church believes that the saints speak to God on their behalf and while in their own prayers, some members of the congregation use a set of beads known as the Rosary of the Virgin Mary, which they use to say special prayers.

Next then follows the homily which is the teaching conducted by the Priest. Some prayers are also said during the homily. The congregation gets seated while listening to the homily. The difference between a homily and a sermon is that the homily is an explanation as well as reflection upon the Word of God which is read only by the clergy. The priest or deacon links the Scripture readings with the everyday lives of the church congregation, the church teachings, or any specific celebration at hand. After the homily, next follows the Creed or Profession of Faith, this in a few words combines all the teachings of the Church service. After this follows the Prayers of the Faithful, these are petitions for the Church, the pope, the nation, present concerns, as well as many other matters and to these the congregation respond with “Lord, hear our prayer” or “Hear us, O Lord.”

In the second segment of the service, various gifts are offered to God including food stuff and money. After the offerings have been given, follows the Holy Communion. During the communion, the congregation not only remembers Jesus’ Last Supper but they relive it. The priest first takes the consecrated bread then sips the consecrated wine from a chalice. Thereafter, congregation members who are allowed to communicate approach the priest for their holy communion. To receive the Holy Communion, members of the congregation go to the front of the church, stand next to the altar rail then they receive the bread from the Priest.

Prior to receiving the Communion, each catholic must make a certain sign of reverence such as bowing the head, sign of the cross or kneeling. After the Holy Communion, has been taken the members of the congregation will return to their pews, pray silently for a short moment then sit down. The service then comes to an end with blessings from the priest to the congregation then the priest sends them forth to put the Word of God into practice as well as spread it to others. I noted that service was divided in the three segments as a tradition and accommodated several activities within the three hours that were taken. However, the portion off homily seemed to be more important than the rest since explanation as well as reflection upon the Word of God was given. Prayers were also said during this portion more than in other parts of the service.

Throughout the service, I noted that all leaders and worshippers leaving or getting into pulpit bows facing the leaders. Then they would symbolically make a sign of cross, by touching the forehead, abdomen, right and then left shoulder using the right hand. These bodily motions, I learnt, were a way to show respect to the pulpit, which was regarded as the central point of the church. Various senses such as touch, hearing and sight were used in the worship. The choir master would introduce a song by singing the first stanza, then the worshippers would join through gestures and bodily movements. They would make complete turns and then each lifted up the hand of the neighbor with great ululations especially during the climax of worship. I noted the worship session took approximately half an hour and most of the worshippers were sweating.

The form and content of the service seemed related and well-structured since the readings were on the same theme, of thanksgiving. The worship songs had the same theme too and this made the sermon sink. The general mood of the service was calm, especially during the homily part, when all worshippers seemed to be meditating and analyzing the message from the readings. The priest used low tone, with strong words and together with lots of humor that made the service real and lively. The worship service implied a close and friendly kind of God since the mention of His name was often. However, the priests seemed to be closer to God than the congregations based on the respect and recognition they were given. Personally, I enjoyed the worship service but I don’t support the idea of bowing before the sculpture of ‘Jesus’ at the pulpit as for me it does not seem right.

Analysis of Credit and Debt

 

Analysis of Credit and Debt

A credit card, which includes Mastercard or Visa, enables an individual to pay for various goods and services by borrowing against the line of credit and making monthly payments on the outstanding balance with the credit card company. Other cards including the American Express, which is a charge card, requires that an individual pays the amounts in full every month, based on the outstanding balances charged to the account. A credit card debt has been explained as a type of liability that is unsecured and is incurred through revolving a loan facility considered as short-term. Technically, it has been understood that various purchases undertaken through the credit card create debts to the user, but researcher also indicates the concept that the debts incur interests until the expiry date following the grace period provided for the card (Salerno, 2012).

Principal, Interest and Minimal Payments

Principal

Analysis of Credit and Deb

The principal is the amount of money contained within any kind of account, either invested or borrowed, depending on which side of the credit cycle you are a part of; and may include or exclude interest, depending on what type of interest the account accrues. This amount is then taken and serves as the base for all other aspects of the account. Again, depending on whether you are investing or borrowing, a larger principal may be a good thing or a bad thing.

Interest

Interest is the benefit paid to the lender from the borrower for the privilege of borrowing. There are two main types of interest that may be applied to an account: simple and compound.

Simple interest.

Simple interest is found my multiplying the interest rate by the only the amount of principal and, if necessary, multiplying that by the time [periods] that have elapsed. The simple interest formula is as follows: I=prt. I being the interest amount found by multiplying the principal (p) by the interest rate (r), and then by the time elapsed ™.

Compounding interest.

Compounded interest, instead of basing the interest amount solely on the principal, adds the interest accrued (usually monthly, quarterly, or semi-annually) and factors that amount into the calculation (DePaul University, 2009). The compound interest formula is as follows: . “A” equals the total amount of money contained within the account after all interest has been added. “P” is still the principal; “R” is still the interest rate. N stands for the number of times per year that the interest is compounded, and T is the number of years.

Minimum payments

All credit accounts of any kind have a minimum payment that is required, usually monthly, in order for the borrower to remain in good standing with the creditor. Credit card companies are the most well-known for minimum payments. The average minimum monthly payment on a revolving credit account (e.g. credit card) is 2%.

A Working Example

Based on a credit balance of $5270.00 the minimum payment (2%) for the current month, including the annual percentage rate (APR) of 15.53% (less other fees and charges) would be $105.40. Of that payment, only $37.20 would be applied to the principal while $68.20 would only be interest.

Now consider an example from the real life experience. When I am 18 years, I charge $1500 worth of DVDs and clothes on a credit card with an interest rate of 19%. If I repay the amount each month having my minimum rate being four (4) percent of the outstanding balance, I will start paying $60, and by the time I will be paying off my debt, I will be more than 26 years old. On average, that is one hundred and six (106) payments, and I will have paid an extra amount in interest, which adds up to $889. This case is only applicable if I have no other fees imposed on the card or charging nothing else on the card, including late charges.

My credit account charges no annual service fees, inactivity charges, or any extra fees. Based on my current principal and interest rate I decided to find out how long it would take to pay off my account paying only the minimum payment. I will use the following table, with amounts provided by an online payment calculator (Bankrate, Inc, 2013).

If my minimum payment rate is based on a percentage of 2.5 of the outstanding balance, then it will imply that I will start with a 37.50 payment. In this case, I will be over 35 years old, when I will be paying off the last part of the debt. That makes a total of two hundred and eight (208) payments, having paid more than two thousand, one hundred and thirty eight ($2,138) without the extra charges being imposed.

Individuals using credit cards should be advised to keep their credits card usage under control. Whether an individual shops by mail, by telephone or online, a credit card has been ascertained to be easier to use. However, it is wise to keep track on various expenditures including impulse and incidental purchases.

Space and Earth scientific disciplines. Wide-spread our functions as we speak: pollution, deforestation and urban growth

Much of the familiar individual functions as we speak are pollution, urban and deforestation growth. These exercises have negatively disturbed existent healthy scenarios for example climatic conditions styles. Holiday rain structures are the for the most part seriously affected varying weather conditions. Twelve-monthly degrees of rain fall been given have most certainly been declining annual. This article starts by exploring impacts of deforestation on precipitation patterns. It really is simply recognized that plants have fun playing a major purpose in rain growth by way of the procedure of evapotranspiration. Reducing of shrubs without having which makes plans to replace them alters rain fall development task. Furthermore this is due to minimized dampness emits within the mood. Diminished rainfall quantities mean that heating system rates in your planet is superior. (Antony, 2014) Pollution induces a reduction in rain amounts earned because there is an interference with rainfall growth treatment. Together, it may cause a rise in snowfall around the North and South Pole regions. Significant pollutants inside a location putaerosols and soot, vehicle pollutants and dust. Melting of fossil aerosol and fuels aerosols are because of that commercial procedures. Gardening pastimes as an example spraying and use of poisonous fertilizers are examples of contaminants contained in the atmosphere. While they are released in to the natural environment they might also reveal photovoltaic rays back into the house or take in it.As a result, earth surface experience reduced radiation which further implies that minimal evaporation occurs. Water loss takes on a crucial purpose inside the growth and precipitation associated with the clouds. other, aerosols and Additionally contaminants affect make up of clouds which underlying cause clouds to precipitate and sort acid rainwater having destructive influence over constructions and dwelling organisms. (Antony, 2014) City development is assigned to lower rain fall in these locations.This is certainly because of the fact that urbanization is assigned to increased Establishment and industrialization of construction house plants. motor and Industries cars or trucks which can be present in metropolitan centres release pollutions into the platform which rain fall structure designs inside of a damaging way. Continue reading Space and Earth scientific disciplines. Wide-spread our functions as we speak: pollution, deforestation and urban growth

Space and Earth modern technology. Very common our things to do instantly: urban, deforestation and pollution improvement

Space and Earth modern technology. Very common our things to do instantly: urban, deforestation and pollution improvement space

Most of the normal individual ventures at this moment are deforestation, urban and pollution progression. These pursuits have badly stricken existent organic scenarios in particular weather styles. Periodic rain habits are the normally seriously affected climate. Twelve-monthly amounts of rain fall received seem to have been declining every year. This article starts by exploring impacts of deforestation on precipitation patterns. This is simply speaking realized that shrubs play around a critical role in rainfall creation coming from the whole process of evapotranspiration. Lowering of trees without the need of preparing initiatives to switch them changes rain growth activity. That is certainly thanks to dropped humidity lets out towards the setting. Cut down rain levels mean that home heating premium through the globe is huge. (Antony, 2014) Toxins reasons a decrease in rain amounts been given because there is an interference with precipitation development operation. Simultaneously, it creates an increase in snowfall contained in the North and South Pole zones. Critical contaminants contained in the climate comprise ofsoot and aerosols, motor vehicle emissions and dust. Eliminating of fossil aerosol and fuels aerosols are for this reason professional processes. Agricultural habits like for example spraying and use of deadly fertilizers are also samples of impurities included in the ambiance. If they are produced right into the natural environment they can often represent solar sun rays into the room space or soak up it.Earth surface experience reduced radiation which further implies that minimal evaporation occurs, as a result. Evaporation works an essential role for the creation and precipitation using the clouds. other, Additionally and aerosols pollutants alter composition of clouds which influence clouds to precipitate and manner acid solution precipitation that features bad affect constructions and being microorganisms. (Antony, 2014) Metropolitan growth is assigned to reduced rainfall in many territories.This can be mainly because that urbanization is associated to increased industrialization and Establishment of production house plants. Industries and motor vans that is obtained in metropolitan stations give off pollutions in to the conditions which rain fall creation structures within terrible way. Continue reading Space and Earth modern technology. Very common our things to do instantly: urban, deforestation and pollution improvement

Space and Earth art. General human being pursuits as we speak: urban, pollution and deforestation increase

Space and Earth art. General human being pursuits as we speak: urban, pollution and deforestation increase astrobiology are galacticMost of the basic human being actions as we speak are pollution, urban and deforestation growth. These activities have negatively disturbed existent herbal scenarios including climatic conditions motifs. Periodic rain structures are among the normally disturbed weather conditions. 12-monthly amounts of rain acquired happen to be regressing annually. By exploring impacts of deforestation on precipitation patterns, this article starts. It is usually fundamentally known that trees participate in an essential part in rainfall development by way of the whole process of evapotranspiration. Slicing of plants not having delivering campaigns to change them alters rainfall creation experience. This is definitely attributable to reduced wet condition relieves within the surroundings. Cut down rain fall quantities imply that heating systems speed within a planet is high. (Antony, 2014) Toxins triggers a reduction in rain amounts gotten since there is an interference with rainwater structure progression. Simultaneously, it can cause a rise in snowfall in their To the north and To the south Pole regions. Critical pollutants contained in the climate includesoot and aerosols, car pollutants and dust. Getting rid of of fossil fuels and aerosol aerosols are therefore commercial methods. Agricultural pursuits like use and spraying of deadly fertilizers are often instances of pollutants within the atmosphere. If they are emitted on the mood they will often either demonstrate solar powered sun rays back into the location or take in it.As a result, earth surface experience reduced radiation which further implies that minimal evaporation occurs. Evaporation takes on an important role in the formation and precipitation about the clouds. aerosols, Additionally and other impurities cause problems for arrangement of clouds which generate clouds to precipitate and version acid solution rainfall which includes damaging affect components and life organisms. (Antony, 2014) Metropolitan progress is associated with lower rain in anyone countries.This is often due to the fact that urbanization is associated to increased Establishment and industrialization of construction flowers and plants. motor and Industries motor vehicles which have been available in city stations give off pollutions with regard to the conditions which rainfall structure shapes inside the adverse manner. Continue reading Space and Earth art. General human being pursuits as we speak: urban, pollution and deforestation increase

Space and Earth scientific disciplines. The most common human being programs right now: urban, deforestation and pollution progress

Space and Earth scientific disciplines. The most common human being programs right now: urban, deforestation and pollution progress earth

A portion of the prevalent our programs in the marketplace today are pollution, urban and deforestation expansion. These fun-filled activities have badly altered existent genuine issues which can include weather conditions patterns. Periodic rainfall forms are the mostly influenced varying weather conditions. 12-monthly amount of rain attained continues to be regressing yearly. By exploring impacts of deforestation on precipitation patterns, this article starts. It is usually quite simply realized that plants play around a vital purpose in rain fall creation over the operation of evapotranspiration. Reducing of bushes free of producing campaigns to replace them alters rainfall formation endeavor. This is really as a result of dropped water produces into the atmosphere. Diminished rain fall amounts mean that central heating system rates involved in the entire world is huge. (Antony, 2014) Pollution brings about a reduction in rain fall amounts obtained as there is an interference with rainfall formation procedure. On top of that, it triggers a rise in snowfall in their To the north and To the south Pole territories. Significant pollutants inside location incorporatesoot and aerosols, auto or truck emissions and dust. Burning up of fossil aerosol and fuels sprays are due to this fact manufacturing activities. Gardening pastimes just like use and spraying of poisonous fertilizers can also be forms of impurities during the ambiance. When they are produced right into the ambiance they will frequently show solar power rays back into the spot or process it.As a result, earth surface experience reduced radiation which further implies that minimal evaporation occurs. Water loss works a key function into the formation and precipitation to the clouds. other, aerosols and Additionally pollutants have an effect on arrangement of clouds which produce clouds to precipitate and manner acid bad weather which has detrimental effect on buildings and dwelling microorganisms. (Antony, 2014) Downtown progression is assigned to minimal rain in some of those locations.This is exactly mainly because that urbanization is assigned to improved Establishment and industrialization of developing plant life. Industries and motor vehicles that happen to be located in downtown facilities release pollutions toward the atmosphere which rainfall creation shapes at the detrimental approach. Continue reading Space and Earth scientific disciplines. The most common human being programs right now: urban, deforestation and pollution progress

Space and Earth art. Common individual fun-filled activities in these days: pollution, deforestation and urban growth

Space and Earth art. Common individual fun-filled activities in these days: pollution, deforestation and urban growth later moon separated

Part of the frequently used individual workouts at this point are pollution, deforestation and urban enlargement. These pursuits have badly damaged existent drug free environments in particular weather layouts. Seasons rain patterns are some of the frequently disturbed atmospheric conditions. Yearly degrees of rainfall received have been completely decreasing annual. By exploring impacts of deforestation on precipitation patterns, this article starts. This is actually perceived that foliage have fun with playing a critical function in rain fall development using the operation of evapotranspiration. Decreasing of trees without the need for making goals to change them alters rainfall growth course of action. This is caused by dropped water relieves into your environment. Minimal rain volumes mean that central heating system premium within entire world is extremely high. (Antony, 2014) Toxins makes a decrease in rain sums gotten since there is an interference with rainwater development steps. Also, it contributes to an increase in snowfall inside your Northern and To the south Pole zones. Essential impurities involved in the setting can consist ofaerosols and soot, auto emissions and dust. Eliminating of fossil aerosol and fuels aerosols are because of that professional systems. Agricultural exercises that include use and spraying of noxious fertilizers also are illustrations of pollutants around the ambiance. If they are produced towards the atmosphere they can sometimes demonstrate photo voltaic sun rays into the house or soak up it.As a result, earth surface experience reduced radiation which further implies that minimal evaporation occurs. Water loss performs a critical purpose with the development and precipitation of this clouds. Additionally, aerosols and other pollutants impact composition of clouds which cause clouds to precipitate and type acid solution precipitation that has detrimental affect properties and existing microorganisms. (Antony, 2014) Urban progress is associated with reduced rain fall in the people countries.This is definitely mainly because that urbanization is associated with more Establishment and industrialization of production facilities. Industries and motor instruments that is obtained in metropolitan facilities release pollutions with regard to the ambiance which rain creation behaviour from a terrible technique. Continue reading Space and Earth art. Common individual fun-filled activities in these days: pollution, deforestation and urban growth

Space and Earth science. Familiar man functions presently: pollution, deforestation and urban expansion

Space and Earth science. Familiar man functions presently: pollution, deforestation and urban expansion land in brazil is an example

A number of the popular man workouts in these days are pollution, deforestation and urban progress. These fun-based activities have negatively afflicted existent common health conditions for instance , temperatures behaviour. In season rain forms are some of the generally damaged weather conditions. Twelve-monthly variety of rain fall received had been decreasing yearly. This article starts by exploring impacts of deforestation on precipitation patterns. This is in short perceived that trees have fun with playing a vital duty in rain fall development by using the operation of evapotranspiration. Reducing of plants without the need for having hard work to replace them changes rain structure routine. That is certainly thanks to diminished dampness releases into your natural environment. Minimized rain volumes mean that central heating system amount within the globe is very high. (Antony, 2014) Air pollution reasons a reduction in rain fall amounts acquired because there is an disturbance with rain growth undertaking. In addition, it creates an increase in snowfall for the Northern and Southern Pole parts. Vital contaminants into the conditions aresoot and aerosols, motor vehicle emissions and dirt. Melting of fossil aerosol and fuels aerosols are thus business techniques. Gardening tasks for example , use and spraying of contaminated fertilizers are usually types of impurities included in the setting. When they are produced directly into the surroundings they will often perhaps exhibit photovoltaic sun rays into the space or take in it.Earth surface experience reduced radiation which further implies that minimal evaporation occurs, as a result. Water loss represents a critical factor within the growth and precipitation for the clouds. Additionally, aerosols and other toxins alter composition of clouds which contribute to clouds to precipitate and kind acid rainwater who has pessimistic impact on structures and experiencing organisms. (Antony, 2014) Urban increase is associated with cut down rain fall in individuals parts.This is just because that urbanization is assigned to grown industrialization and Establishment of development garden plants. Industries and motor vans that is within metropolitan centers give off pollutions with the location which rain fall structure patterns at the bad process. Continue reading Space and Earth science. Familiar man functions presently: pollution, deforestation and urban expansion

Earth and Space discipline. The most common human hobbies these days: urban, deforestation and pollution development

Earth and Space discipline. The most common human hobbies these days: urban, deforestation and pollution development earth surface experienceSome of the frequently used man activity in the marketplace today are deforestation, pollution and urban progress. These activity have adversely disturbed existent usual situations which includes weather conditions shapes. In season rain fall shapes are among the typically damaged weather conditions. Yearly levels of rain fall gained are actually declining annual. By exploring impacts of deforestation on precipitation patterns, this article starts. It is usually actually perceived that shrubs participate in a major role in rainfall development by the operation of evapotranspiration. Decreasing of trees and shrubs without the need of having plans to change them changes rain growth practice. This can be due to lessened seepage secretes inside the surroundings. Reduced rain fall portions mean that heating systems speed inside your world is excessive. (Antony, 2014) Air pollution induces a decrease in rain fall quantities gained as there is an interference with rainwater development system. Likewise, it induces an increase in snowfall of the North and To the south Pole regions. Key toxins while in the conditions encompassaerosols and soot, vehicle emissions and dust. Using up of fossil fuels and aerosol aerosols are because of that manufacturing procedures. Gardening pursuits as an example spraying and use of dangerous fertilizers will be instances of toxins contained in the mood. While they are emitted directly into the atmosphere they will often frequently reflect photovoltaic sun rays back into the place or take in it.As a result, earth surface experience reduced radiation which further implies that minimal evaporation occurs. Water loss takes on a key role with the formation and precipitation in the clouds. other, Additionally and aerosols pollutants change make up of clouds which underlying cause clouds to precipitate and sort acid rainfall that features poor influence on structures and livelihood organisms. (Antony, 2014) Metropolitan increase is associated to lowered rain fall in all those parts.This will be due to the fact that urbanization is associated with increased industrialization and Establishment of development vegetables. Industries and motor motors that can be included in city centres emit pollutions around the surrounding which rain growth habits in a very adverse style. Continue reading Earth and Space discipline. The most common human hobbies these days: urban, deforestation and pollution development

Space and Earth art. Well known man habits in the present day: deforestation, pollution and urban increase

Space and Earth art. Well known man habits in the present day: deforestation, pollution and urban increase earth surface experienceA number of the very common human being programs today are urban, deforestation and pollution development. These habits have adversely afflicted existent all natural factors such as temperature motifs. In season rainfall routines are among the mostly afflicted climatic conditions. Annual sums of rain acquired seem to have been regressing annual. This article starts by exploring impacts of deforestation on precipitation patterns. It will be pretty much fully understood that shrubs play the game a major part in rain fall structure through the use of the procedure of evapotranspiration. Cutting of bushes without the need for which makes attempts to replace them alters rainfall creation method. This is really because of the diminished humidity launches into your ambiance. Minimal rain levels imply that central heating system cost inside planet is huge. (Antony, 2014) Air pollution will cause a reduction in rain fall levels been given because there is an disturbance with rainfall formation approach. In addition, it factors a rise in snowfall inside the To the north and Southern Pole regions. Fundamental toxins in the ambiance are made up ofaerosols and soot, truck emissions and dirt. Losing of fossil aerosol and fuels aerosols are as a result business procedures. Gardening behavior similar to use and spraying of hazardous fertilizers are additionally samples of impurities inside mood. When they are produced straight into the mood they will sometimes indicate solar energy rays into the spot or process it.Earth surface experience reduced radiation which further implies that minimal evaporation occurs, as a result. Water loss takes on an essential task inside the formation and precipitation of an clouds. Additionally, aerosols and other contaminants threaten arrangement of clouds which underlying cause clouds to precipitate and form acid solution rainfall that features damaging effect on constructions and existence microorganisms. (Antony, 2014) Metropolitan increase is assigned to lower rain in the people territories.This may be mainly because that urbanization is associated with escalated industrialization and Establishment of producing vegetation. motor and Industries cars or trucks which are usually present in downtown centers produce pollutions on the climate which rain fall development routines for a poor manner. Continue reading Space and Earth art. Well known man habits in the present day: deforestation, pollution and urban increase